Workers Compensation is a statutory no-fault scheme. So long as you have had an injury in the course of your employment, you are entitled to statutory benefits including:
1. Wage compensation;
2. Treatment expenses;
3. Domestic assistance;
4. Lump sum compensation for pain and suffering if your injuries are significant.
The Workers Compensation scheme is by no means easy to navigate. The insurers with their virtually unlimited resources will do whatever they can to avoid paying you what you are entitled to. From engaging rehabilitation providers to get you back to work as quick as possible, to denying your treatment requests, the insurer's goal is to minimise any payment made to you. Getting you back to work is their top priority even at the detriment of your health.
We know how insurer's operate and what needs to be done to make sure you receive your full entitlements.
Please reach us at info@mdlg.com.au if you cannot find an answer to your question.
Your legal fees and the disbursements are paid for via grants of funding which are provided by the Independent Review Office (IRO). You will not need to account for any legal fees and expenses in your workers compensation matter.
There are many factors that effect the length of a claim including your injury recovery process and whether you have had or intend on having surgery relating to the injuries sustained in the subject incident. You might also experience over-compensation injuries or consequential injuries which need to be fully investigated.
The first 12 months are generally considered to be the "recovery phase". Once you have reached "maximum medical improvement", we will arrange for you to be examined by a SIRA approved medical provider will assess you for Whole Person Impairment (WPI). Your WPI rating will determine the extent of your rights and whether you are entitled to lump sum compensation.
Yes, you can make a claim for either physical injuries and/or psychological injuries relating to the incident. In our experience, most people have secondary psychological injuries relating to their physical injury claim.
The appropriate course forward really depends on the reason/s the insurer has rejected your request for treatment. It is best you speak with one of our experienced workers compensation lawyers today for advice.
Some claimants may qualify for the provision of care around their home should their GP or treating specialist think it appropriate and the insurer agrees it is reasonable and necessary. It is best to speak to your GP/treating specialist about making a request for such assistance. If the insurer rejects the request for assistance, contact MD Law Group for further advice.
When you have reached maximum medical improvement (MMI), MD Law Group will arrange for a SIRA approved medical expert to examine you. The medical expert will determine your whole person impairment (WPI) rating as a percentage. If you have suffered physical injuries and achieve a WPI rating of 11% and above, you are entitled to lump sum compensation corresponding with your percentage impairment. If you have suffered psychological injuries and achieve a WPI rating of 15% and above, you are entitled to lump sum compensation corresponding with your impairment.
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